ConformX Benefits


  • Close more deals, faster – reduce transaction time
  • Reduce operational costs
  • Customize documents quickly, accelerate speed to market

Accurate & Compliant

  • Ensures document accuracy
  • TRID-compliant document solution
  • Value-added compliance services

Optimized experience

  • Solex eSign & eDelivery
  • Streamlined document packages

Seamless & Secure

  • Integrated with leading LOSs
  • Flexible implementations, responsive, problem-solving service
  • Industry-leading security

Learn about our integration options with Encompass® by ICE Mortgage Technology™

Docutech provides an end-to-end integrated digital mortgage experience to enable lenders to accelerate the closing process. ConformX, our dynamic document generation engine, coupled with Solex our eSign, eDelivery and eClosing platform are integrated with Encompass to help lenders close loans faster.

Two integration options are available (Standard and Enterprise), both generate complete and compliant documents in seconds and facilitate a bi-directional data flow with Encompass. The Standard integration is pre-configured for fast and easy installation whereas the Enterprise integration offers a customized document generation experience.

Spanish Documents

Better Serve Hispanics

Over the past decade, Hispanics have accounted for 62.7 percent of net U.S. homeownership gains, growing from 6,303,000 homeowners to 7,877,000, a total increase of 1,574,000 Hispanic homeowners. This upward trajectory for Hispanic homeownership is consistent with projections made by the Urban Institute that Hispanics will account for more than half of all new homeowners over the next several years and for 56 percent of all new homeowners by 2030.[1]

A recent study by the Urban Institute suggests limited English proficiency (LEP) has a detrimental impact on homeownership attainment.  Access to in-language content is especially critical for potential consumers such as those who are recent immigrants.[1]

Docutech has approximately 40 unique Spanish mortgage lending documents, including the Loan Estimate, Closing Disclosure, Uniform Residential Loan Application, and more.

[1] Source: 2018 Hispanic Home Ownership Report®, National Association of Hispanic Real Estate Professionals (NAHREP) (April 9, 2019)

HELOC and Personal Loan Document Generation

Powering Remodeling Dreams

While the Leading Indicator of Remodeling Activity (LIRA) projects expenditures for improvements and repairs to owner-occupied homes to decline 0.4%  by the middle of 2021* as the COVID-19 pandemic continues to unfold, home equity and remodeling activity continue to be strong.

CoreLogic analysis shows U.S. homeowners with mortgages (roughly 63% of all properties**) have seen their equity increase by a total of nearly $590 billion since the first quarter of 2019, an increase of 6.5%, year over year.

Download our solution brief and learn how Docutech, the brand you know for dynamic mortgage origination documents, can also streamline your HELOC and unsecured personal loan document generation.

* Source: “Pandemic to Weigh on Home Remodeling Spending Through Mid-2021,” Joint Center for Housing Studies of Harvard University (July 16, 2020)
**Homeownership mortgage source: 2016 American Community Survey.


Income Verification

HELOC Doc Package

  • A template agreement available for use in all 50 states, customizable to your requirements
  • Includes all required state and federal disclosures
  • Functions as standard security instrument for 50 states
  • Docutech maintains and updates HELOC document agreements providing warrantied coverage

Personal/Consumer Loan Doc Package

  • A template agreement for unsecured personal/consumer loans for use by state licensed lenders in all 50 states, customizable for specific use
  • Includes disclosures required by state and federal law that are not contained in the standard consumer loan agreements

ConformX UCD Services

Ensuring the data matches the document

The Federal Housing Finance Agency (FHFA) requires the delivery of the Uniform Closing Dataset (UCD) with all conventional loans submitted to Fannie Mae and Freddie Mac to support the Consumer Financial Protection Bureau’s (CFPB) Closing Disclosure.

Certified by both Fannie Mae and Freddie Mac, ConformX can generate the UCD XML file from the same data at the same time that the CD is created.

Benefits of ConformX UCD


  • Efficient data integration and exchange
  • ConformX automatically embeds the CD
  • Reduces errors


  • ConformX ensures that the data matches the document
  • UCD is built from the same data at the same time that the CD is created
  • Both Borrower and Seller data provided with combined CD

Seamless & Secure

  • LOS Pushback
  • UCD can be generated in “Lights-On” or “Lights-Out”
  • SFTP remote document delivery